body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background: #1b2b42;
}

a:link {
	color: #2E4A72;
	text-decoration: none;
}
a:visited {
	text-decoration: none;
	color: #2E4A72;
}
a:hover {
	text-decoration: underline;
	color: #FFCC00;
}
a:active {
	text-decoration: none;
	color: #FFCC00;
}
a.white:link {
	color: #ffffff;
	text-decoration: none;
}
a.white:visited {
	text-decoration: none;
	color: #ffffff;
}
a.white:hover {
	text-decoration: underline;
	color: #FFCC00;
}
a.white:active {
	text-decoration: none;
	color: #FFCC00;
}

.gradientbackground{background:url(images/gradientbackgif.gif) repeat-x}


.headerText{font-family: Verdana, Arial; font-weight: bold; FONT-SIZE:12PX;color:#21426f;margin-bottom:3px; line-height: 16pt}
.headerGaramond{font-family: Garamond, Verdana, Arial; font-weight: bold; font-size:20px;color:#21426f;margin-bottom:3px;}
.contentsText{font-family:Verdana, Arial;font-size:12px;color: #424242; line-height: 16pt; text-align:left}
.blueText {font-size: 12px; color: #003366; font-family: Verdana, Arial, Helvetica, sans-serif; }
.greyText {font-size: 12px; color: #686868; font-family: Verdana, Arial, Helvetica, sans-serif; }
.formTextBlue {font-size: 12px; color: #2E4A72; font-family: Verdana, Arial, Helvetica, sans-serif;}
.contentsTextRed{font-family:Verdana, Arial;font-size:12px;color: #CC0000; line-height: 16pt; text-align:justify}
li{list-style: none;background-image: url(http://www.the-iba.com/images/listArrowSmall.jpg);background-repeat: no-repeat; line-height: 24px;padding-left:30px;margin-left:0px}
li.blueLi {list-style: none;background-image: url(http://www.the-iba.com/images/listArrowSmallBlue.jpg);background-repeat: no-repeat; line-height: 24px;padding-left:30px;margin-left:0px}
li.greySmallLi {list-style: none;background-image: url(http://www.the-iba.com/images/listArrowGreySmall.jpg);background-repeat: no-repeat; line-height: 24px;padding-left:30px;margin-left:0px}
li.blueSmallLi {list-style: none;background-image: url(http://www.the-iba.com/images/listArrowSmallBlueSmall.jpg);background-repeat: no-repeat; line-height: 24px;padding-left:30px;margin-left:0px}

.bannerLinkOff{padding-left:39px;padding-top:0px;color:#142032;font-family: Arial, Helvetica, sans-serif;font-size:11px;background: URL(images/bannerImages/menuBackOff.jpg); cursor:pointer;text-align:left}
.bannerLinkOn{padding-left:44px;padding-top:0px;color:#FFFFFF;font-family: Arial, Helvetica, sans-serif;font-size:11px;background: URL(images/bannerImages/menuBackOn.jpg); cursor:pointer;text-align:left}
.bannerLinkNarrowOff{padding-left:39px;padding-top:0px;color:#142032;font-family: Arial, Helvetica, sans-serif;font-size:11px;background: URL(images/bannerImages/menuBackNarrowOff.jpg) no-repeat; cursor:pointer;text-align:left}
.bannerLinkNarrowOn{padding-left:44px;padding-top:0px;color:#FFFFFF;font-family: Arial, Helvetica, sans-serif;font-size:11px;background: URL(images/bannerImages/menuBackNarrowOn.jpg) no-repeat; cursor:pointer;text-align:left}

.bannerHeader{text-align:center;font-family: Arial, Helvetica, sans-serif;font-size:40px; color:#a4acb8;font-weight:normal}
.bannerText1{padding-left:25px;padding-right:25px;font-family: Arial, Helvetica, sans-serif;font-size:16px; color:#000000;font-weight:bold;line-height:16px;text-align:left}
.bannerText2{font-family: Arial, Helvetica, sans-serif;font-size:16px; color:#2e4a72;font-weight:bold;margin-top:10px;line-height:16px;text-align:left}
.bannerText3{padding-left:15px;padding-right:15px;font-family: Verdana, Arial, Helvetica, sans-serif;font-size:16px; color:#000000;font-weight:bold;line-height:16px;text-align:left}

.whiteColumnHeader{font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #FFFFFF; font-weight: bold;}
.row1 {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #333333; }
.row2 {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #333333; font-weight: bold}
.blueSmall {font-size: 11px; color: #2E4A72; font-family: Arial, Helvetica, sans-serif;}

.blueFormText {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #003366; }

.bannerHorzText1{padding-left:25px;padding-right:25px;font-family: Verdana, Arial, Helvetica, sans-serif;font-size:20px; color:#a3a3a3;font-weight:bold;line-height:16px;text-align:center;line-height:24px}
.bannerHorzText2{padding-left:25px;padding-right:25px;font-family: Verdana, Arial, Helvetica, sans-serif;font-size:20px; color:#696a6a;font-weight:bold;line-height:16px;text-align:center;line-height:26px; margin-bottom:14px}

.bannerLinkHorzBottomOff{padding-left:49px;padding-right:15px;padding-top:0px;font-weight:bold;color:#FFFFFF;font-family: Arial, Helvetica, sans-serif;font-size:12px;background: URL(images/bannerImages/horzLinkBottomOff.jpg); cursor:pointer; text-align:center}
.bannerLinkHorzBottomOn{padding-left:49px;padding-right:15px;padding-top:0px;font-weight:bold;color:#000000;font-family: Arial, Helvetica, sans-serif;font-size:12px;background: URL(images/bannerImages/horzLinkBottomOn.jpg); cursor:pointer; text-align:center}
.bannerLinkHorzTopOff{padding-left:49px;padding-right:15px;font-weight:bold;color:#FFFFFF;font-family: Arial, Helvetica, sans-serif;font-size:12px;background: URL(images/bannerImages/horzLinkTopOff.jpg); cursor:pointer; text-align:center}
.bannerLinkHorzTopOn{padding-left:49px;padding-right:15px;font-weight:bold;color:#000000;font-family: Arial, Helvetica, sans-serif;font-size:12px;background: URL(images/bannerImages/horzLinkTopOn.jpg); cursor:pointer; text-align:center}
.bannerLinkHorzOff{padding-left:49px;padding-right:15px;font-weight:bold;color:#FFFFFF;font-family: Arial, Helvetica, sans-serif;font-size:12px;background: URL(images/bannerImages/horzLinkOff.jpg); cursor:pointer; text-align:center}
.bannerLinkHorzOn{padding-left:49px;padding-right:15px;font-weight:bold;color:#000000;font-family: Arial, Helvetica, sans-serif;font-size:12px;background: URL(images/bannerImages/horzLinkOn.jpg); cursor:pointer; text-align:center}

.copyrights{font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: bold; color: #2E4A72; text-decoration:none}

.cTextBold{font-family:Verdana, Arial;font-size:11px;color: #656565; line-height: 12pt;font-weight:bold}
.cTextBlue{font-family:Verdana, Arial;font-size:11px;color: #5F75A2; line-height: 12pt;font-weight:bold}
.copy{font-family:Verdana, Arial;font-size:10px;color: #333333; line-height: 14pt;padding-left:10px}
.cTextBlack{font-family:Verdana, Arial;font-size:12px;color: #000000; line-height: 17pt}
.cTextRed{font-family:Verdana, Arial;font-size:12px;color: #AC2624; line-height: 13pt}
.cText11{font-family:Verdana, Arial;font-size:11px;color: #808183;}
.footerText{font-family:Verdana, Arial;font-size:11px;color: #D65B22}
.tempText{font-family:Arial, Verdana;font-size:11px;font-weight:bold;color: #808183}
.tempTextWhite{font-family:Arial, Verdana;font-size:11px;font-weight:bold;color: #FFFFFF}
.formFont{font-family:Arial, Verdana;font-size:11px;font-weight:bold;color: #000000}
.formDescr{font-family:Arial, Verdana;font-size:11px;font-weight:normal;color: #000000; padding:2px}
.formDescrAdd{font-family:Arial, Verdana;font-size:11px;font-weight:normal;color: #666666; padding:2px}
.formHeader{font-family: Helvetica, Arial; font-weight: bold; FONT-SIZE:11PX;color:#333333;margin-bottom:3px; border-bottom:2px solid #999999 }
.showConf{font-family: Helvetica, Arial; font-weight: bold; FONT-SIZE:11PX;color:#003399;padding:3px; border:1px solid #999999 }
.showError{font-family: Helvetica, Arial; font-weight: bold; FONT-SIZE:11PX;color:#990000;padding:3px; border:1px solid #999999 }
td.tableCell{padding-top:5px; padding-bottom:5px}

.stepDone{font-family:Verdana, Arial;font-size:11px;color: #CCCCCC; line-height: 12pt}
.stepNotDone{font-family:Verdana, Arial;font-size:11px;color: #333333; line-height: 12pt}

/* bullet links  original*/
A.bulletLink:visited{color:#7d838c; font-family: Verdana, Arial, sans-serif; font-size: 12px; font-weight: normal; text-decoration:none;}
A.bulletLink:link{color:#7d838c; font-family: Verdana, Arial, sans-serif;font-size: 12px; font-weight: normal; text-decoration:none;}
A.bulletLink:hover{color:#000000; font-family: Verdana, Arial, sans-serif; font-size: 12px; font-weight: normal; text-decoration: none;}
A.bulletLink:active{color:#7d838c; font-family: Verdana, Arial, sans-serif;font-size: 12px; font-weight: normal; text-decoration:none;}

/* menu links  original*/
A.menuLink:visited{color:#385a8b; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration:none;}
A.menuLink:link{color:#385a8b; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}
A.menuLink:hover{color:#ee9c0e; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration: none;}
A.menuLink:active{color:#385a8b; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}

/* menu links 1*/
A.menuLink1:visited{color:#385a8b; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration:none;}
A.menuLink1:link{color:#385a8b; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}
A.menuLink1:hover{color:#ee9c0e; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration: none;}
A.menuLink1:active{color:#385a8b; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}

/* menu links 2*/
A.menuLink2:visited{color:#768191; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration:none;}
A.menuLink2:link{color:#768191; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}
A.menuLink2:hover{color:#284062; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration: none;}
A.menuLink2:active{color:#768191; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}

/* menu top links */
A.topMenuLink:visited{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration:none;}
A.topMenuLink:link{color:#FFFFFF; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}
A.topMenuLink:hover{color:#ecbe34; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration: none;}
A.topMenuLink:active{color:#FFFFFF; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}

/* read more links */
A.readMoreLink:visited{color:#385a8b; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: normal; text-decoration:none;}
A.readMoreLink:link{color:#385a8b; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: normal; text-decoration:none;}
A.readMoreLink:hover{color:#284062; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: normal; text-decoration: underline;}
A.readMoreLink:active{color:#385a8b; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: normal; text-decoration:none;}


/* menu top side */
A.footermenu:visited{font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #2E4A72; text-decoration:none}
A.footermenu:link{font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #2E4A72; text-decoration:none}
A.footermenu:hover{font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #2E4A72; text-decoration:underline}
A.footermenu:active{font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #2E4A72; text-decoration:none}


/* menu principal  */
A.menuprinc:visited{color:#F6D817; font-family: Verdana, Arial, sans-serif; font-size: 8px; font-weight: bold; text-decoration:none;}
A.menuprinc:link{color:#F6D817; font-family: Verdana, Arial, sans-serif;font-size: 8px; font-weight: bold; text-decoration:none;}
A.menuprinc:hover{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 8px; font-weight: bold; text-decoration: none;}
A.menuprinc:active{color:#F6D817; font-family: Verdana, Arial, sans-serif;font-size: 8px; font-weight: bold; text-decoration:none;}


/* menu top side */
A.menu:visited{color:#444444; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration:none;}
A.menu:link{color:#444444; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}
A.menu:hover{color:#000000; font-family: Verdana, Arial, sans-serif; font-size: 11px; font-weight: bold; text-decoration: none;}
A.menu:active{color:#000000; font-family: Verdana, Arial, sans-serif;font-size: 11px; font-weight: bold; text-decoration:none;}

A.menuSection:visited{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 12px; font-weight: normal; text-decoration:none;}
A.menuSection:link{color:#FFFFFF; font-family: Verdana, Arial, sans-serif;font-size: 12px; font-weight: normal; text-decoration:none;}
A.menuSection:hover{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 12px; font-weight: bold; text-decoration: none;}
A.menuSection:active{color:#FFFFFF; font-family: Verdana, Arial, sans-serif;font-size: 12px; font-weight: normal; text-decoration:none;}

A.menunorm:visited{color:#F2CD18; font-family: Verdana, Arial, sans-serif; font-size: 13px; font-weight: normal; text-decoration:none;}
A.menunorm:link{color:#F2CD18; font-family: Verdana, Arial, sans-serif;font-size: 13px; font-weight: normal; text-decoration:none;}
A.menunorm:hover{color:#F2CD18; font-family: Verdana, Arial, sans-serif; font-size: 13px; font-weight: bold; text-decoration: none;}
A.menunorm:active{color:#F2CD18; font-family: Verdana, Arial, sans-serif;font-size: 13px; font-weight: normal; text-decoration:none;}

A.activemenu:link{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 13px; font-weight: normal; text-decoration:none;}
A.activemenu:visited{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 13px; font-weight: normal; text-decoration:none;}
A.activemenu:hover{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 13px; font-weight: normal; text-decoration: none;}
A.activemenu:active{color:#FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 13px; font-weight: normal; text-decoration:none;}


A.langLink:link{font-family:Verdana, Arial;font-size:9px;color: #B6B7B8; text-decoration:none;}
A.langLink:visited{font-family:Verdana, Arial;font-size:9px;color: #B6B7B8; text-decoration:none;}
A.langLink:hover{font-family:Verdana, Arial;font-size:9px;color: #000000; text-decoration:none;}
A.langLink:active{font-family:Verdana, Arial;font-size:9px;color: #B6B7B8; text-decoration:none;}

A.activelangLink:link{font-family:Verdana, Arial;font-size:9px;color: #000000; text-decoration:none;}
A.activelangLink:visited{font-family:Verdana, Arial;font-size:9px;color: #000000; text-decoration:none;}
A.activelangLink:hover{font-family:Verdana, Arial;font-size:9px;color: #000000; text-decoration:none;}
A.activelangLink:active{font-family:Verdana, Arial;font-size:9px;color: #000000; text-decoration:none;}

A.cText:Link{font-family:Verdana, Arial;font-size:11px;color: #808183;text-align:justify; line-height: 13pt; text-decoration:none}
A.cText:visited{font-family:Verdana, Arial;font-size:11px;color: #000000;text-align:justify; line-height: 13pt; text-decoration:none}
A.cText:hover{font-family:Verdana, Arial;font-size:11px;color: #000000;text-align:justify; line-height: 13pt; text-decoration:none}
A.cText:active{font-family:Verdana, Arial;font-size:11px;color: #000000;text-align:justify; line-height: 13pt; text-decoration:none}


/* alphabatical scam blacklist link */
.scamLinkSep {font-size: 20px; color: #2E4A72; font-family: Arial, Helvetica, sans-serif;}
A.scamLink:Link {font-family: Arial, Helvetica, sans-serif; font-size: 20px; font-weight: bold; color: #2E4A72;text-decoration:none}
A.scamLink:visited {font-family: Arial, Helvetica, sans-serif; font-size: 20px; font-weight: bold; color: #2E4A72;text-decoration:none}
A.scamLink:hover {font-family: Arial, Helvetica, sans-serif; font-size: 20px; font-weight: bold; color: #ebbd34;text-decoration:none}
A.scamLink:active {font-family: Arial, Helvetica, sans-serif; font-size: 20px; font-weight: bold; color: #2E4A72;text-decoration:none}