Who are we?
The International Business Association I.B.A. is an independent body that operates with the purpose of serving
the Offshore Community. Whether you are an offshore investment company looking to join us for the many befits
we provide, including credibility, or whether you are an individual looking to incorporate offshore, or to find a
suitable offshore company to invest with, our purpose is to serve and support you all, however and whenever
possible.
We are not owned or part owned by any company or body that has a commercial interest in our activities,
nor are we sponsored by any company or other body. We are located offshore and therefore are not accountable
to any governments or governing bodies, taxable or otherwise.
Why do we have a Privacy Policy?
We have developed this policy because we want you to feel confident about the privacy and security of your
personal information. The I.B.A. is registered under data protection laws and takes all reasonable care to prevent
any unauthorized access to your personal information.
When we refer to "personal information" in this privacy policy, we mean information, which identifies you as an individual, or is capable of doing so. Accordingly, we may hold and use data about you in your capacity as a
consumer, a business customer, as an individual acting on behalf of a business customer, as a shareholder, or
in any other capacity, for example, when you visit our websites.
Please read this privacy policy carefully. If you are visiting our website or using any our services, by continuing to
do so, you indicate your agreement to our use of your personal information as set out in this privacy policy.
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What does this privacy policy cover?
This privacy policy only applies to the I.B.A. and how we deal with your personal information. It does not apply to
any other company or to any other company's websites even if you access them via this website. If you disclose
your personal information to other companies your information will be dealt with according to their privacy practices.
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What personal information do we collect about you, and when do we collect it?
We may ask you for information to enable us to provide a service to you and we collect this information by telephone, written correspondence or via a website. We may ask you for information including your name, private/business address, contact telephone numbers and email address. We may also ask you for other information that relates to the service you are using or ordering.
For example, we may need your credit card number to charge you for certain services.
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If someone abuses or damages the telephone network, for example by making offensive or nuisance calls, we may keep information relating to that abuse. |
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We have information about your use of our services (such as offices services, or company annual fees etc), which we use to manage our network, and for billing. We may also use this information for marketing new products or services that we bring online. |
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If you enter into any of our promotions, we may ask for information about you, which will be made clear at the time you enter. We will also inform you of the purposes for which the information you provide may be used. |
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We may ask you from time to time about what use you make of the services we provide, what other services you would like us to provide in the future, and for other information, such as further services data. |
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We collect information from visitors to our websites to help us to make improvements to the websites and to the services we make available. We know, for instance, how many visitors there are to each page of our website, when they visited, for how long and to which areas they spent the most time browsing. |
We do not use this information to:
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Identify individuals visiting our website; or |
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Analyze your visits to any other websites (except that we do track you if you go to websites carrying our banner, but we do not identify personal details while we do this); or |
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Track any Internet searches which you may make while on our website. |
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Do we share your personal information with anyone else?
As part of our customer confidentiality directive, we disclose absolutely nothing about you with any third parties of any description, this includes government departments.
We may share your personal information with other departments within I.B.A. to enable them to conduct their own business or service that they a\re providing you with. We provide this information in accordance with our code of practice on the disclosure of customer information. This code limits us to only sharing your personal information internally.
If there is a change in the ownership of the I.B.A., the new owners would have access to our database of clients. Our member would be pre notified of any such sale and given the option to continue membership. The new owners would be obligated to sustain the confidentiality terms that were in place at the time of you joining us.
If you believe the personal information we hold on you is incorrect you may amend it by following the procedure set out below in "How can I change the personal information the I.B.A. holds about me?"
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For how long does I.B.A. keep personal information?
The time period for which we keep information varies according to what the information is used for. Unless there is a specific legal requirement for us to keep the information, we will retain it for no longer than is necessary for the purposes for which the data was collected or for which it is to be further processed.
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How can I find out what personal information the I.B.A. holds about me?
If you want specific information please tell us and give us any relevant information to enable us
to locate the information about you because this will speed up our reply. Please take into
consideration that, the only information we have is what you have provided us with.
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How can I change the personal information the I.B.A. holds about me?
If the information we hold about you is inaccurate, please let us know and we will
make
the necessary amendments and confirm that these have been made,
for example, change of address.
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How do we protect your personal information?
We are serious about guarding the security of your personal information and the details of any transactions made. We take appropriate organizational and technical security measures to protect your data against unauthorized disclosure or processing. We use a secure server to store the information you give us when you register or make an order (including your credit card details and your password). Any personal data you send us on-line is securely encrypted.
Please note that your billing account number is a sensitive piece of information, which can be used with your telephone number to find out information about your use of I.B.A. services.
Please be sure to keep this information safe, and do not share it with others.
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How do you find out about changes to our privacy policy?
We may change our privacy policy from time to time. New policies will be published on our web sites and all clients will be informed.
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When do we use cookies?
A "cookie" is a text file which is allocated by our server to your personal computer (PC) when you visit areas of our website. If you want to know more about cookies please go to www.allaboutcookies.org which explains how cookies work and how you can manage their use. We use "cookies" to collect information from visitors to our website and registered customers.
Our servers use two different types of cookies. The first type is known as a "session-based" cookie and is allocated to your PC only for the duration of your visit to our website. It helps you to move around the website faster. This cookie automatically expires when you close down your browser.
The second type of cookie known as a "persistent" cookie is allocated to your PC only if you agree by selecting the "Remember me" function. This cookie, if chosen, will remain on your PC for a period of time.
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This cookie allows us to:
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Welcome you as an individual when you log on to our website |
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Limit how often you see particular advertisements or announcements on our website |
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Identify your defaults if you have set up a customized homepage |
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Provide you with relevant self-help information |
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Track where you have come from if you have come to our website from another website |
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Track how many times you visit a page or advertisement |
We do not store information regarding your telephone number, account or payment details in the cookie and this information cannot be accessed using it. I.B.A. cookies do not collect any information regarding the use of your PC or your Internet browsing in any way.
Please note that as the cookie is based on your PC, we will not find it if you visit our websites using a different PC to the one you registered on.
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How do you disable cookies?
All types of cookies can be removed from your PC but there may be some deterioration in the service you receive (for example, you may receive many pop up boxes containing the same advertisements or you may not be able to access a page you earlier personalized).
Your browser lets you choose whether to accept, not to accept or to be warned before accepting cookies.
These settings can be found in the advanced preferences
In Internet Explorer 6 select: Tools menu / Internet options / Privacy
In Netscape 7.1 select: Edit menu / Preferences / Privacy and Security / Cookies
In Firefox select: Tools menu / Options / Privacy / Cookies
For removing the "Remember me" cookie, just unpick the box when you sign in.
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Are third party sites covered by this policy?
Third party Internet sites that you can link to from the I.B.A. website are not covered by our privacy policy, so we urge you to be careful when you enter any personal information online. The I.B.A. accepts no responsibility or liability for these sites.
Other websites which advertise or offer their products or services on our website may also allocate cookies to your PC. The types of cookies they use and how they use the information generated by them will be governed by their own privacy policies and not ours.
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